Your Personal AI Financial Advisor
Get expert-level financial guidance 24/7. Finley analyzes your finances, creates personalized plans, and helps you reach your goals—all powered by advanced AI.
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Finley
Online • Ready to help
I want to save $50,000 for a house down payment in 3 years. Is that realistic?
Based on your current income of $85,000 and expenses, you'd need to save about $1,389/month. That's ambitious but achievable! Here's my recommendation: • Reduce discretionary spending by $400/month • Set up automatic transfers of $1,400 to a high-yield savings account • Consider a side income of $200-300/month Want me to create a detailed savings plan?
Yes, and can you also look at my investment portfolio?
I've analyzed your portfolio. You're currently 90% in stocks—which is aggressive for a 3-year goal. I recommend: 📊 Rebalance to 60% stocks, 30% bonds, 10% cash 💰 Move $15K from growth stocks to I-bonds 🎯 This reduces risk while targeting 6-7% returns Shall I execute this rebalancing?
Everything You Need to Build Wealth
Finley combines AI intelligence with proven financial strategies to help you make smarter decisions with your money.
24/7 AI Advisor
Ask any financial question anytime. Get instant, personalized advice powered by advanced AI that understands your complete financial picture.
Smart Portfolio Management
AI-optimized portfolios that automatically rebalance based on market conditions, your goals, and risk tolerance.
Goal-Based Planning
Set goals for retirement, home buying, education, or anything else. Finley creates and tracks personalized roadmaps to get you there.
Bank-Level Security
256-bit encryption, SOC 2 certified, and SIPC protected. Your data and investments are always secure.
Tax Optimization
Automatic tax-loss harvesting and smart asset location to minimize your tax burden and maximize after-tax returns.
Proactive Alerts
Get notified about market opportunities, unusual spending, bill reminders, and when you're off track from your goals.
Get Started in Minutes
No complex setup or financial expertise needed. Finley makes it easy to take control of your finances.
Connect Your Accounts
Securely link your bank accounts, investments, and credit cards. Finley gets a complete view of your finances in minutes.
Tell Finley Your Goals
Retirement? House? Emergency fund? Share your financial dreams and timeline. Finley will ask smart questions to understand your needs.
Get Your Personalized Plan
Finley analyzes thousands of scenarios to create your optimal financial plan. See exactly how to reach your goals.
Automate & Grow
Set it and forget it. Finley automatically invests, rebalances, and optimizes your portfolio while you focus on life.
No credit card required
Your Complete Financial Picture
See all your accounts, goals, and investments in one beautiful dashboard. Track progress and make informed decisions.
Total Net Worth
$127,450.32
Portfolio Allocation
Goals
Recent Activity
Automatic Investment
Today
Portfolio Rebalanced
Yesterday
VTI Dividend
Jan 15
Loved by 150,000+ Users
See why people are switching to Finley for their financial planning.
"Finley helped me save an extra $400/month I didn't even know I was wasting. The AI spotted spending patterns I never would have noticed."
Sarah Chen
Product Designer
"I was intimidated by investing. Finley explained everything in plain English and built me a portfolio perfectly matched to my goals. Now I'm actually excited about my financial future."
Marcus Johnson
Teacher
"The tax optimization alone saved me $3,200 last year. It's like having a financial advisor, accountant, and therapist all in one app."
Emily Rodriguez
Freelance Writer
Simple, Transparent Pricing
Start free, upgrade when you're ready. Cancel anytime.
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Get started with AI financial guidance
Free forever
- 5 AI advisor chats per month
- Basic budgeting tools
- Net worth tracking
- Financial health score
- No automated investing
- No tax optimization
Plus
For serious savers and investors
Billed monthly
- Unlimited AI advisor chats
- Goal-based planning
- Automated investing
- Portfolio rebalancing
- Bill negotiation
- Priority support
Premium
Maximum wealth building power
Billed monthly
- Everything in Plus
- Tax-loss harvesting
- Smart asset location
- Alternative investments
- Human CFP access
- Family accounts (up to 5)
- Dedicated advisor
Have questions? Check out our FAQ
Frequently Asked Questions
Everything you need to know about Finley.
Finley uses advanced AI trained on financial planning best practices, tax law, and investment strategies. It analyzes your complete financial picture—income, expenses, debts, investments, and goals—to provide personalized recommendations. Think of it as having a CFP available 24/7 who knows everything about your finances.
Absolutely. We use 256-bit bank-level encryption, and your data is stored in SOC 2 Type II certified data centers. We never sell your data, and you can delete it anytime. Our read-only bank connections mean we can see your transactions but never move your money without explicit permission.
Traditional robo-advisors just manage investments. Finley is a complete financial advisor that helps with budgeting, debt payoff, tax planning, insurance, estate planning, and more. Plus, you can actually have conversations with Finley to get advice on any financial question—it's not just a set-it-and-forget-it portfolio.
Premium members get access to certified financial planners (CFPs) for complex situations like estate planning, business finances, or major life transitions. However, most users find the AI handles 95%+ of their needs instantly, without scheduling calls or waiting.
No problem! Finley can analyze your existing portfolio and provide recommendations. You can keep your accounts where they are, or we can help you consolidate for better optimization. Our advice considers your complete financial picture, not just assets managed through our platform.
Yes! You can use Finley Free forever with limited AI chats and basic features. Paid plans come with a 30-day free trial—no credit card required to start. If you're not satisfied, cancel anytime.
Still have questions? Contact our support team
Ready to Take Control of Your Finances?
Join 150,000+ people who've transformed their financial lives with Finley. Start your free trial today—no credit card required.
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